Cleanrow
A bank statement converter that never uploads your PDF
A bank statement carries your name, address, account number and every payment you made that month. Most online converters work by uploading it to their servers. Cleanrow reads it inside your browser tab instead, so the file never leaves your computer.
Why it matters
An uploaded statement sits on someone else's server, for however long their policy says, under their security. Plenty of services handle that responsibly. But if you're converting a client's statements, or you'd simply rather not hand a year of transactions to a site you found five minutes ago, it's easier when there's nothing to hand over.
Cleanrow is a program that runs in the page. It reads each PDF in the tab's memory and gives you the result as a download. The page's security policy only lets it connect to this site and to Polar's license check (used only when you enter a pass key, and carrying only the key). You can confirm it yourself: open your browser's developer tools, choose the Network tab, add a statement, and watch that no request carries your file.
How it compares
Two well-known alternatives, one that works by upload and one that runs on your computer, as their own sites describe them (checked 9 October 2026):
| Cleanrow | Bank Statement Converter (bankstatementconverter.com) | ProperConvert (ProperSoft) | |
|---|---|---|---|
| Where the statement is read | In your browser tab; never uploaded | On its servers: its privacy policy says uploads "persist on our servers for 24 hours" and are then deleted | On your computer: its site says it "runs completely on your computer" and data is "never uploaded to the cloud" |
| What you install | Nothing; a web page in Chrome, Edge, Firefox or Safari | Nothing; a web page | A desktop app for Windows or Mac |
| Scanned or photographed statements | No: text PDFs only, and it says so instead of guessing | Not stated on its home page | Yes, according to its site |
| Bank CSV exports | Yes: finds the header row, maps the columns, asks about ambiguous dates and signs | Not described | Reads CSV and Excel files, according to its site |
| Output | CSV, QuickBooks Online CSV (3 or 4 columns), Xero CSV, OFX, QIF, Excel (XLSX), and a plain-text preparation report | Excel (XLS) is the format its home page names; CSV is in its title | QBO, IIF, QBJ, QFX, QIF, OFX, CSV and Excel, according to its site |
| Balance check | Opening balance + every transaction must equal the closing balance to the cent, and every printed running balance must agree; shown before you download, with the row where it goes wrong | Not described on its site | Its screens show a "Balance verified" indicator; its site doesn't say how it's worked out |
"Not described" means we couldn't find it on the company's own pages, not that the product can't do it.
When another tool fits better
- Scanned statements. Cleanrow's web tool can't read a statement that's only an image. ProperConvert says it handles scans and also runs on your computer; an upload service with text recognition is the other route.
- QuickBooks Desktop files. If you need QBO, IIF or QBJ files for QuickBooks Desktop, ProperConvert writes them and Cleanrow doesn't.
- Conversion through an API. Bank Statement Converter publishes API docs; Cleanrow has no API.
Try it
Add a statement to the converter. It needs no account; the preview, the balance check and row edits work on any number of statements, and your first statement downloads in full in every format. The balance check, explained shows what it catches and what it can't, and the privacy policy lists exactly what the page remembers in your browser.